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A collision you did not cause turns into a claim you are expected to prove. Ace Law takes that part off you.
Personal Injury · Accidents
Within a day or two of a serious crash, the other driver's insurer calls. They are friendly, they ask how you are doing, and they ask for a recorded statement. The questions are written to fix your account of the crash and the extent of your injuries before you have seen a specialist. You are not required to give that statement, and giving it is how quiet, winnable cases get cheap.
Ace Law steps in at that point. We deal with the carrier, build the liability file, and let you get on with treating and working.
Medical bills already incurred and the care your doctors say is still ahead. Lost wages, and diminished earning capacity where the injury changes what you can do for a living. Pain, suffering, physical impairment and disfigurement. Property damage and the loss of value your vehicle carries even after a proper repair.
The percentage of blame assigned at the scene is an officer's opinion under time pressure, not a verdict. It can be contested with photographs, damage geometry, witness accounts and expert reconstruction. It matters because under Texas proportionate responsibility every point of fault moved onto you comes straight off your recovery, and past 50% it ends the claim.
Injury cases are handled on a contingency fee: nothing to talk to us, nothing upfront, and the firm is paid out of the recovery. If there is no recovery there is no fee. The percentage and how case expenses are handled are in writing before you sign anything.
Get checked by a doctor, report the crash, photograph the scene and the vehicles, and avoid discussing fault with anyone but the police and your lawyer.
No. You are not obliged to give them a recorded statement, and it is better handled through counsel once you are represented.
From the evidence: the crash report, the physical damage, camera footage, witnesses and, where it is contested, an accident reconstruction expert.
It is not the last word. Reports are written quickly, under pressure, and often without all the witnesses. They can be challenged with evidence.
You are entitled to compensation for what this crash did to you. The question is aggravation, and the answer comes from a clear before-and-after in your records.
That is a property claim running alongside the injury claim, and their first valuation is negotiable, including the loss of value your vehicle carries after a repair.
You are free to choose your own. Just make sure the vehicle is photographed and, where the crash is disputed, inspected before it is repaired.
Then their employer may be liable as well, which usually means substantially more insurance coverage behind the claim.
Nobody honest can tell you at the start. It follows the medical evidence, the permanence of the injury, the wage loss and the coverage actually available.
There is a statutory deadline in Texas, and shorter notice requirements apply if a government vehicle or entity is involved. It is worth confirming yours early rather than assuming.
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